Rates valid as of
2021
Share Rates
Account Type |
Minimum Balance |
APR/Y |
Statement Cycle |
Regular Shares (Savings) |
$50.00 $10,000.00 |
0.15%
0.25% |
Quarterly |
Share Draft (Checking) |
$300.00 |
0.05% |
Monthly |
Gold Checking* |
$2,000.00-$15,000.00
$15,000.01 |
0.75% / 0.75% 0.05% |
Monthly |
Christmas Club |
$10.00 |
0.15% |
Quarterly |
Vacation Club |
$10.00 |
0.15% |
Quarterly |
Kids Club |
None |
0.15% |
Quarterly |
*Gold Checking is offered for members age 55 and over. Dividends are earned when the following criteria are met each statement cycle:
- Maintain minimum balance of $2,000
- Have at least one direct deposit
- Have at least 6 debits per month (branch cash withdrawals do not qualify)
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Certificate Rates
We have great rates on both short and long-term CDs. Please give us a call at (662) 890-8760 for our most current rates.
IRA Rates
Traditional, Roth, or Coverdell
We have great rates. Please give us a call at (662) 890-8760 for our most current rates.
*Shares and Certificates are available with Traditional, Roth, or Coverdell and are designated as such when the account is opened.
Consumer Loan Rates*
Rate Description |
Term |
Payment |
APR |
APR Type |
Auto Loans* |
Auto - New & 1 Year Old |
Up to 36 Months |
Monthly |
As low as 2.99%* |
Fixed |
37 - 60 Months |
Monthly |
As low as 3.59%* |
Fixed |
61 - 72 Months |
Monthly |
As low as 3.99%* |
Fixed |
Auto - Used 2-3 Years |
Up to 72 Months |
Monthly |
As low as 4.99%* |
Fixed |
Auto - Used 4-6 Years |
Up to 60 Months |
Monthly |
As low as 5.99%* |
Fixed |
Auto - Used > 6 Years |
Up to 60 Months |
Monthly |
As low as 7.99%* |
Fixed |
New - Motorcycles/Boats/ Tractors/Trailers/Campers |
Up to 66 Months |
Monthly |
As low as 5.50%* |
Fixed |
Used - Motorcycles/Boats/ Tractors/Trailers/Campers |
Up to 66 Months |
Monthly |
As low as 6.50%* |
Fixed |
Secured/Personal/Signature Loans* |
Share Secured |
Up to 2 Years |
Monthly |
5.50%* |
Fixed |
CD Secured |
CD Term |
Monthly |
CD Rate + 3.00%* |
Fixed |
Personal / Signature |
Up to 36 Months |
Monthly |
8.95% - 17.95%* |
Fixed |
Mortgage Loan Rates* |
First Mortgage |
5 Year ARM |
Monthly |
CALL FOR RATE |
Variable |
Unimproved Property |
5 Year ARM |
Monthly |
CALL FOR RATE |
Variable |
HELOC |
7 Year Draw / 10 Year Payback |
Monthly |
Prime |
Variable |
*Loan rates based on credit score(s) and must meet normal loan qualifications.
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Call the credit union at (888) 419-7723 for the latest rates information. Contact the credit union to find out if there are any fees on these accounts that could affect your payments.